Retirement Products
 
Saving for your retirement years is an investment with a promise. Whether you want to travel or move into a quieter lifestyle, Heritage National Bank wants to help you achieve your retirement dreams. Our trained staff will gladly assist you with your Individual Retirement Account, Roth IRA, or SEP account deposit. And remember, our interest rates are generally higher than most of our competitors..
Investment
Term
Interest
Rate
Annual
Percentage
Yield
Comments
6-24 mo. variable 2.25% 2.27% Variable Rate Index: 90 Day Treasury Bill Plus 0.25% - Interest Compounded Quarterly and Rate Adjusted Quarterly 
182 days 2.55% 2.57% Interest Compounded Quarterly
1 year 2.75% 2.78% Interest Compounded Quarterly
2 years 3.35% 3.39% Interest Compounded Quarterly
3 years 4.05% 4.11% Interest Compounded Quarterly
5 years 4.80% 4.89% Interest Compounded Quarterly
This information is provided as assistance only and is not an advertisement of investment rates as defined by Regulation DD. Rates and terms are subject to change without notice.

Transaction
Account
Balance
Requirement
Interest
Rate
Annual
Percentage
Yield
Comments
Heritage Hallmark NOW $1,000+ 0.77% 0.77% Interest Paid Monthly
Heritage Harvest Plus $1,000-$9,999.99
$10,000-$24,999.99
$25,000 and over
0.63%
0.73%
0.93%
0.63%
0.73%
0.93%
Interest Paid Monthly
Interest Paid Monthly
Interest Paid Monthly
Heritage Savings n/a 1.03% 1.03% Interest Paid Quarterly
Heritage Eagle Plus Money Market $5,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000 and over
0.79%
1.03%
1.23%
1.37%
0.79%
1.03%
1.24%
1.38%
Interest Paid Monthly
Interest Paid Monthly
Interest Paid Monthly
Interest Paid Monthly
Heritage Index Money Fund Money Market $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000 and over
1.19%
1.44%
1.69%
2.19%
1.20%
1.45%
1.70%
2.21%
Interest Paid Monthly
Interest Paid Monthly
Interest Paid Monthly
Interest Paid Monthly

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