Personal Savings
Type of Account Minimum to Open Minimum Daily Balance to Avoid Service Charge Monthly Service Charge When Balance Falls below Minimum Interest Rate
Heritage Eagle Money Market $2,500 $2,500 $10/month. Debit transactions limited to six per statement cycle. ($9 per debit thereafter.) Allowable debit transactions include 3 checks per statement cycle. Interest paid monthly on balances of $1,000 or more based on daily collected balance. Interest rate may change at any time at bank discretion. Current Rate
Heritage Eagle Plus Money Market $5,000 $5,000 $15/month. Debit transactions limited to six per statement cycle. ($9 per debit thereafter.) Allowable debit transactions include 3 checks per statement cycle. Features free cashier's checks, money orders, travelers checks, domestic wires and debit card. 10% discount on check printing and safe deposit box. Interest paid monthly on balances of $5,000 or more based on daily collected balance on a tiered rate schedule. Interest rate may change at any time at bank discretion. Current Rate
Heritage Index Money Fund Money Market n/a $10,000 $15/month. Debit transactions limited to six per statement cycle. ($9 per debit thereafter.) Allowable debit transactions include 3 checks per statement cycle. Interest paid monthly on daily collected balance on a tiered rate schedule. Interest rate may change at any time at bank discretion. Current Rate
Heritage Savings $100 $100 $6/quarter. Debit transactions limited to six per quarterly statement cycle. ($2 per debit thereafter.)
Interest paid monthly on daily collected balance. Interest rate may change at any time at bank discretion. Current Rate
Heritage Smart Savings (18 & younger) $25 n/a Free to minors up to age 18. Interest paid monthly based on daily collected balance. Interest rate may change at any time at bank discretion. Current Rate

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