Personal Checking
Type of Account Minimum to Open Minimum Daily Balance 
to Avoid Service Charge
Monthly Service Charge When Balance Falls below Minimum Interest Rate
Heritage Freedom Plus Checking $25 n/a No monthly service. Unlimited checkwriting. Features check safekeeping. Non-Interest Bearing
Heritage Checking $200 $500 $10/month. Unlimited checkwriting Non-Interest Bearing
Heritage Hallmark Checking (NOW) $1,000 $1,000 $10/month. Unlimited checkwriting Interest paid monthly on balances of $1,000 or more based on daily collected balance. Interest rate may change at any time at bank discretion. Current Rate
Heritage Harvest Checking (55+ years old) $200 $200 $2/month.
Unlimited checkwriting. Features 1st box of bankstock checks free.
Non-Interest Bearing.
Heritage Harvest Plus Checking (55+ years old) $1,000 $1,000 $15/month. Unlimited checkwriting. Features free cashier's checks, money orders, traveler's checks, debit card and domestic wires. 10% discount on check printing and safe deposit boxes. Interest paid monthly on balances of $1,000 or more based on daily collected balance on a tiered rate schedule. Interest rate may change at any time at bank discretion. Current Rate
 

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